Services and Fees

We regularly review our fees to make sure we’re being fair and competitive. We’ll always be open and transparent about the fees we charge to keep your account running. All fees can be found below.

Services and Fees

Our Services and Fees Table below outlines all of the costs associated with your Vox
Money Account. You can also view our fees using our downloadable Fee Information Document.
Have a question relating to the costs of your Vox Money account? See our FAQs or Contact Us.

Set fees

Online or mobile app registration

FREE

Card Cost

FREE

Maintaining the account monthly fee (per Vox Money account not per card, you will be charged this fee at the beginning of the following month upon opening the account)

Monthly:
£1.80

Maintaining the account total annual fee (for comparison)

Total annual fee:
£21.60

Payments and transfers

Unless specified otherwise, all the fees stated below are per transaction and charged at processing time

Transferring within your Vox Money account

FREE

Sending money in the UK (faster payment) per payment – when transaction occurs this cost will be taken out immediately

£0.15

Standing order from wallet (scheduled payment) 

£0.15

Debit card payment in pounds (in store or online)

FREE

Declined cash withdrawal in pounds in the UK

FREE

Direct Debits

Direct debit per payment 

FREE

Refusing a payment due to lack of funds

FREE

UK Withdrawals

Cash withdrawal in pounds in the UK (ATM)

£1.00

Paying In Fees

Receiving money from within the UK (money paid into your account within the UK)

FREE

Regular payments in (i.e. Salary and benefits)

FREE

No overdraft available

Viewing balance

Online and mobile app balance

FREE

ATM balance

FREE

ATM balance abroad

FREE

Information and alerts

Payment alerts online and via mobile app

FREE

Payment alerts by email

FREE

Service costs

Administration cost

FREE

Abroad – International

Vox Money card payment in a foreign currency (in-store or online)

2.75% 1

Cash withdrawal in foreign currency outside the UK (ATM) when transaction occurs this cost will be taken out immediately

£1 plus 2.75% foreign exchange (FX) currency fee 2

Declined cash withdrawal in foreign currency outside the UK

FREE

Security

Replacement card

£5.00

Replacement card (when damaged and you are not responsible)

FREE

Account closure

Cancellation

FREE

Customer Service

Customer Service – Call +44 (0)203 503 0307.

 

This telephone line is open Monday to Friday 09:00 – 17:30 (excluding Bank Holidays). Calls are charged at your standard network rate, calls from mobiles may be higher.

Lost/stolen card – Call +44 (0)203 503 0307.

 

This telephone line is open Monday to Friday 09:00 – 17:30 (excluding Bank Holidays). Calls are charged at your standard network rate, calls from mobiles may be higher.

Rewards programme gets 2%-13% cash back into your Vox Money account by using your Vox Money card at a great range of participating retailers.

FREE

1 Merchant transactions and ATM withdrawals in a currency other than the currency of the card will be exchanged to the currency on the card at an exchange rate determined by a third party on the day the transaction is processed, increased by 2.75%.

2 Some ATM operators may charge an additional ATM withdrawal fee or set their own withdrawal limits.

Account usage limits

Our usage table below shows all of the limits associated with your Vox Money account. Have a
question relating to usage limits of your Vox Money account? See FAQs or contact us.

Value of maximum balance

Maximum balance on account

£7,500

Value of faster payments & scheduled payments

Per day

£5,000

Per month

£10,000

Per year

£15,480

Value of paying in limits

Per day

£5,000

Per month

£10,000

Per year

£60,000

Number of paying in transactions

Per day

10

Per month

30

Per year

360

Value of card purchases

Per day

£5,000

Per month

£7,000

Per year

£84,000

Number of card purchases

Per day

20

Value of ATM withdrawals

Per day

£500

Per month

£7,000

Per year

£80,000

Number of ATM withdrawals

Per day

3

Value of purchases at automated fuel dispenser

Per day

0

Looking for help?

Need help with your account or have a
question? Take a look at our help
pages for more information.

Back to help

Find your
Credit Union

Apply via your local community group

Find your Credit Union
0 Credit Unions Found